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Credit Specialist

 

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Free Credit Report Analysis

 

P: (888) 212-1415

 

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Cost of Poor Credit

We will provide you with facts and expert service at the lowest possible cost!

EVEN MINOR CREDIT REPORT INACCURACIES COST YOU MONEY EVERYDAY!

Have you ever calculated what the cost of having BAD CREDIT is?  How much have you paid in additional fees due to your poor credit rating?  One conservative estimate is that a lower credit score costs the average consumer $4500-$6000 per year or over $75,000 or more in a lifetime due to extra charges that are assessed simply because of a low credit score.  Unnecessary deposits, excessive interest rates, higher insurance rates, and lower paying jobs are just a few of the financial hardships faced by those with problematic credit.  


Put an end to your credit problems…if it costs MORE TO KEEP BAD CREDIT THAN TO RESTORE YOUR CREDIT STANDING, why would you want to pay MORE to have so much LESS?  DON'T WAIT!   Procrastination is your worst enemy.  Each day your credit score remains low it costs you more money.

 

Call (888) 212-1415 to speak to a Credit Specialist and schedule your free credit report analysis.  We will openly answer your questions, schedule your free analysis, and send you a free program information kit.  We believe in full disclosure and have nothing to hide.  You will discover that our fees are very reasonable and our service is straightforward.  There is No-Obligation and we are happy to answer your questions.

 

When KEEPING Bad Credit Costs More Than FIXING Bad Credit, it is time to take action!


Automobile Financing: If you are financing a car and have bad credit, you are probably paying thousands of dollars more than you would pay with your credit restored. The additional thousands of dollars show up as higher interest rates and dramatically higher monthly payments.  One of the first things that our clients often do once they have restored their credit is to refinance their automobile for a fraction of their current payment or buy twice the car at nearly the same payment.

 

Home Mortgage:  The “American Dream” of owning your own home is out of reach for most people with credit problems.  As you will see below, even mildly damaged credit will cost a small fortune in additional interest.  These higher costs may put limitations on the home you can afford causing you to purchase a home in a less desirable neighborhood, or to rent and pay off someone else’s mortgage for them.

Restoring your credit allows you the opportunity to purchase your own home at an interest rate and monthly payment you can afford, while saving thousands of dollars in high interest payments.  Take a look at the table below:

 

$100,000.00 Home Loan paid over 30 years

 

 Credit Status  Interest Rate
 Payment 
 Cost of Bad Credit
 Perfect

 6% 

 $599.55 $0.00
 Somewhat Damaged
 9.5% $840.85 $50,990.40
 Damaged 12% $1,028.61 $154,461.60
 Severely Damaged

Mortgage usually not

available at any rate. 

  

       

        

US Fair Credit Alliance - A Trustworthy Resource
 
We have one goal, to get your credit report accurate and verified as fast as possible, and at the lowest cost possible.  We take a pro-active strategy and force the credit bureau(s) and reporting companies to prove the information they are reporting is accurate, current and verifiable according to state and federal law.  If they cannot, then the reporting information must be removed.  EVENTUALLY, WE PIERCE VIRTUALLY EVERY INACCURATELY REPORTED ACCOUNT AND THEY ARE REMOVED FROM THE CREDIT PROFILE.
 
Credit Bureaus spend millions of dollars to convince you that you have no legal options to remove bad credit from your credit reports, WHICH IS SIMPLY NOT TRUE!  State and Federal Governments have enacted laws that give each consumer the right to challenge the accuracy, timeliness and validity of the information reported in their credit report.  You can do this yourself if you know what to do and have the time to do it, or you can have US FCA provide this service to you at a very fair cost.
 
Let us prove our capabilities to you. Call (888) 212-1415 to speak to a Credit Specialist and schedule your free credit report analysis.  We will openly answer your questions, schedule your free analysis, and send you a free program information kit.  We believe in full disclosure and have nothing to hide.  You will discover that our fees are very reasonable and our service is straight-forward with a money-back warranty to provide positive results or you get a refund.  There is No-Obligation and we are happy to answer your questions.

What you receive with our program:
         
    * Fast and Affordable Credit Restoration Service
    * Money-Back Warranty to protect your investment
    * Credit Optimization to help you achieve your creditworthiness goals
   
Inaccuracies in Credit Reporting - Research conducted by PIRG (Public Information Research Group), Washington, D.C.
 
    * Twenty-nine percent (29%) of credit reports contain serious errors, false delinquencies, or accounts that did not belong to the consumer.
    * Forty-one percent (41%) of credit reports contain demographic information that was misspelled, outdated or incorrect.
    * Twenty percent (20%) of credit reports were missing major credit, loan, mortgage or other information to demonstrate the credit worthiness of the consumer.
    * Twenty-six percent (26%) of credit reports contain accounts that were closed by the consumer but incorrectly listed as open (or) “closed by credit grantor”.
    * Altogether, seventy percent (70%) of credit reports contain errors or mistakes.
    
Call (888) 212-1415 to speak to a Credit Specialist and schedule your free credit report analysis.  We will openly answer your questions, schedule your free analysis, and send you a free program information kit.  We believe in full disclosure and have nothing to hide.  You will discover that our fees are very reasonable and our service is straightforward.   There is No-Obligation and we are happy to answer your questions.
 
You Are Not Alone …

It’s sad but very true that a large percentage of Americans suffer from blemishes on their credit report. A single blemish may prevent one from obtaining credit. Bad credit is embarrassing, humiliating, and depressing.  Most people with bad credit are not “deadbeats” nor are they unwilling to pay their obligations.  In fact, most of our clients, maintained good credit until some unforeseen circumstance like a layoff, medical problem, or divorce prevented them from making payments in a timely manner.

By knowing and exercising your legal rights US Fair Credit Alliance will assist you in taking the necessary steps to regain your good credit and rebuilding your financial independence and freedom.

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Call To Speak To A

Credit Specialist

 

Schedule Your

Free Credit Report Analysis

 

P: (888) 212-1415

 

Write Down This Campaign Code. Give It To The Credit Specialist You Speak To.

 

 

 


Testimonials

Score Increase Alert

 

David, from AL, sent in his first round results from TransUnion.  David enrolled with a TransUnion score of 572 and after only one round of disputes David's TransUnion score is up to 731.  This is not the norm, but it proves the impact a clean credit report can have on your score. 

 

Let us help you too, Get enrolled today!


Thank you US FCA,

 

Thanks again for all the help.  I appreciate what you have accomplished in such a short time.  It has allowed us to have a fresh start.  

 

I would recommend your services to everyone.

 

Sincerely,

 

Dan, State Police Officer


 

Dear FCA Client Services,

Thank you for the service US Fair Credit Alliance provided my wife and I.  As you know our credit scores were prohibiting us from refinancing our home and with the adjustable rate we had, making the higher payments would have been extremely difficult.  Within 3 months of becoming a client of FCA, our credit scores rose high enough to allow us to refinance and secure a competitive and fixed rate mortgage.


FCA did everything promised and more!  I will be recommending your company to anyone and everyone who needs similar help.  Again, thank you for everything, we are so grateful.

 

Sincerely,

Mike

 


Thank you US FCA,


Your strategy has worked quite well and I am very confident you will continue to do a good job.  I love the fact that you stay on top of things and I appreciate the professional service.


Thanks!!


Mia

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